The main elements not covered are:

  • Claims made during the cooling off period - If this is the first InMyBag policy You have taken out, You are not covered for claims arising from events that occur within the first 14 days of the Period of Insurance.
  • Excess-free cover - The contribution You will be required to make is specified in the Policy document and varies according to the type of claim You make.
  • Upgraded Devices - If we are replacing them, we offer a like-for-like replacement.
  • Normal wear and tear, maintenance, computer viruses, loss of value or loss of data.
  • Loss of earnings.
  • Any financial, contractual or other indirect or consequential loss resulting from the inability to use Your Devices.
  • If they have been left unattended or unconcealed in a public space.

Please refer to the Policy document for full details of all exclusions.

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