No, but in fairness to all our members, we’ll ask you to make a contribution (sometimes called an excess).

This is as follows:

Loss

Up to 2 claims incidents – £50.
3-4 claims, excess £150 per claim
Subsequent claims, excess £500 per claim.
 
Repair

Up to 2 claim incidents – £25

3-4 claims, excess £50 per claim
Subsequent claims, excess £100 per claim
 
"Mixed" claims, should they occur, where an incident generates a combination of replacement and repair, should be treated as a replacement incident.

Please do note that if this is the first InMyBag policy You have taken out You are not covered for claims arising from events that occur within the first 14 days of the Period of Insurance.

Did this answer your question?